The concept of money has changed throughout history and is now evolving toward the use of digital currencies. As we know from our history lessons early trade was facilitated not by money as we know it today, but rather by...
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Ripple and the SEC Debate over Currency Vs. Security
The Securities and Exchange Commission (“SEC”) and Ripple have dominated crypto related news since the SEC filed a lawsuit against Ripple Labs Inc. and two of its high-profile executives late last year. At the heart of the lawsuit is the...
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The Rise of Digital Money
Digital currencies once mostly considered stored value in a distributed data base on the intranet may be posed to bust out with greater consumer and institutional acceptance. This is due in part to central banks now looking to create their...
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Will the Coronavirus Pandemic Accelerate Digital Banking?
Banks and financial institutions around the world are currently feeling the effects of the COVID-19 pandemic. While we do not know how long the impact will last or how widespread the effects of it are yet, it is clear the...
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The Truth About Checkout Fees
A checkout fee, also commonly known as a merchant surcharge, is the extra cost added by stores and merchants for credit card transactions. These fees are typically to cover the merchant’s own processing fees they’re charged for processing credit card...
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