China has recently taken a strong stance against the cryptocurrency industry. The recent crackdown on cryptocurrencies will likely continue to intensify over the coming months and may lead to bans on holding tokens for Chinese citizens. Residents of China have...

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UNICEF is a global social welfare organization that proactively collaborates with public partnerships across the world in an ongoing effort to support children, including ending exploitation and violence. UNICEF Venture Funds is designed to pilot or promote scalable platforms that...

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AI is a cutting-edge technology that has been transforming the way we work for decades. The inclusion of AI core technology in financial institutions not only affects the nature of the work processes but also increases competition within the financial...

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Stable coins have gained popularity recently as both a medium of exchange and stored value. Fiat-backed stable coins or stable coins backed by a basket of liquid assets are proving to be less volatile than cryptocurrencies that lack financial backing...

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The popular third-party crypto exchange platform Binance has had to play a lot of defense lately battling regulators across the globe. Some also speculate Binance’s battles may additionally include internal clashes amongst the senior management team. Binance is a crypto...

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We are living in an era where digitalization is taking place in every industry sector. With respect to banks, some are rapidly adapting to the digital age, while a few financial institutions are progressing at a slower pace. There are...

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The Automatic Clearing House (ACH) is a computerized payment processing network that securely transfers funds between bank accounts using bank routing numbers. The transfers are generally composed of payment batches, often lower value payments, involving both debits and credits. The...

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El Salvador’s president Nayib Bukele recently made history in adopting Bitcoin as a national currency. Bukele took a major step towards legalizing Bitcoin in El Salvador with the new law governing its use effective September 7, 2021. Previously addressing the...

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Mobile wallets, also known as virtual wallets, are on the rise. A mobile wallet is a virtual wallet capable of storing payment information including credit cards, debit cards, airplane tickets, and loyalty cards all on a mobile device such as...

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