Articles

I am Steve Andrews, a fan, observer, and advocate of FinTech  transforming the financial services industry.  It is an exciting time to be at the intersection of innovation and change. The world is changing, and nothing will be the same....

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China’s Crackdown on Crypto

China has recently taken a strong stance against the cryptocurrency industry. The recent crackdown on cryptocurrencies will likely continue to intensify over the coming months and may lead to bans on holding tokens for Chinese citizens. Residents of China have...

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UNICEF Venture Funds Support Blockchain Innovation

UNICEF is a global social welfare organization that proactively collaborates with public partnerships across the world in an ongoing effort to support children, including ending exploitation and violence. UNICEF Venture Funds is designed to pilot or promote scalable platforms that...

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Stable Coin Regulations on the Rise

Stable coins have gained popularity recently as both a medium of exchange and stored value. Fiat-backed stable coins or stable coins backed by a basket of liquid assets are proving to be less volatile than cryptocurrencies that lack financial backing...

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Binance Exchange Woes

The popular third-party crypto exchange platform Binance has had to play a lot of defense lately battling regulators across the globe. Some also speculate Binance’s battles may additionally include internal clashes amongst the senior management team. Binance is a crypto...

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ACH Innovation

The Automatic Clearing House (ACH) is a computerized payment processing network that securely transfers funds between bank accounts using bank routing numbers. The transfers are generally composed of payment batches, often lower value payments, involving both debits and credits. The...

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El Salvador and Bitcoin

El Salvador’s president Nayib Bukele recently made history in adopting Bitcoin as a national currency. Bukele took a major step towards legalizing Bitcoin in El Salvador with the new law governing its use effective September 7, 2021. Previously addressing the...

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The Rise of Mobile Wallets

Mobile wallets, also known as virtual wallets, are on the rise. A mobile wallet is a virtual wallet capable of storing payment information including credit cards, debit cards, airplane tickets, and loyalty cards all on a mobile device such as...

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