DISCLOSURES

As someone who works in the financial sector  I have a strong commitment to providing transparency and disclosure while protecting my privacy, and that of others. I do my best to exercise discretion and sound judgment in my conduct as both a voice, advocate, and investor in financial markets. I am all about transparency and integrity and building the foundation for more thoughtful capitalism.

ā€‹ā€‹General Disclaimer

The views expressed on this website or posted on social media and other platforms (including posts, podcasts, videos, and other content) are my own. The views expressed should not be construed as those of my current or previous employers, including the Western Bankers Association / California Bankers Association or its respective affiliates, irrespective of some of the content shared by permission.

Although content displayed is produced with reasonable care and skill, no representation should be taken as having been given. The opinions, estimates, forecasts, targets, and other analysis expressed in these materials is subject to change without notice. Some information has been obtained from third-party sources, and while I use sources I feel are reliable, I have not independently verified any of the referenced information and make no representations as to the accuracy of this information. All postings and content   fairly represents my own opinions and sentiments at the date of publishing, but my opinions and sentiments may be revised from time to time, for example in light of experience and further developments, and this website may not necessarily be updated to reflect the same. Opinions expressed may differ or be contrary to those expressed by other documents or in other contexts.

Current Job Disclaimer

I am currently an advisor to Beacon Business Bank. I suggest changes to improve the bank’s performance in my consulting role. Additionally, I am a volunteer advocate for the banking industry eco-system and their vital role in our communities and economy.

Compensation Disclaimer

I have not been paid in cash, gifts, or expense reimbursements by any company, project, or fund to serve as an ambassador or marketer for a service, product, or token; other than my advisory role to Oswego Resolution and Beacon Business Bank. Should this change, I will add those compensated marketing roles here.

ā€‹Advisory Roles Disclaimer

I have served on several bank, non-profit, and industry boards. From time to time, I volunteer my time with several incubators and accelerators, and social impact platforms. In addition, I advise Beacon Business Bank and minimally advise Oswego Resolution regarding their windup activities.

Endorsement Disclaimer – Links to Other Sites

My website(s) may have links to other sites including private organizations and federal agencies. You are subject to that siteā€™s privacy policy when you leave my site. I am not responsible for Section 508 compliance (accessibility) on other private or federal web sites.

Reference in this web site to any specific commercial products, process, service, manufacturer, or company does not constitute its endorsement or recommendation by myself or my employer Western Bankers Association.

Endorsement Disclaimer – Pop-Up Advertisements

When visiting my web site, your web browser may produce pop-up advertisements. These advertisements were most likely produced by other web sites you visited or by third party software installed on your computer. Neither I, nor my employer endorse or recommend products or services for which you may view a pop-up advertisement on your computer screen while visiting this site.

Information Disclaimer

The information provided using this web site is only intended to be general summary information to the public. It is not intended to take the place of either the written law or regulations.

Image Disclaimer

Many of the images used on this website are licensed stock photography images that feature model(s). The models have no affiliation with myself or my employer and are for illustrative purposes only.